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摘要
近年来，中国的经济取得了飞速的发展，同时，在国际上的政治地位也不断的提高，在国际事务中发挥着越来越重要的作用，因此，人民币越来越受到国际社会的关注。文本所做的研究主要是对人民币的国际化的进程进行讨论，分析了人民币国际化的条件和含义，同时在宏观上从人民币的角度讨论了我国的发展情况，其次对于人民币的当前发展情况也进行了详细的分析。具体而言，本文对当前人民币的跨境发展情况进行了研究，对人民币在国际金融社会中的具体交易水平进行了研究，同时还对我国的外汇储备情况进行了分析。
本文对人民币的国际化收益部分进行了重点的分析和讨论，在实际的调查中获取了关键的数据和信息，并由此抽象出一个理论的模型进行研究。在该模型中，本文参考了从2001年起至2013年的数据，对人民币的直接受益和间接受益都进行了讨论和分析。其中直接受益主要分为人民币的铸币税和境外的金融投资，而间接受益所涵盖的部分就很多。除此之外，对于人民币的研究，本文从成本方面还做了相关的分析和讨论。具体而言，重点讨论了人民币国际化过程中可能对国际金融社会所带来的冲击以及人民币国际化过程中所带来的各种风险以及经济领域中的重要难题。在最后，本文在对人民币国际化进程进行分析后，又提出了切实可行的建议。具体而言，主要得出我国的综合实力对人民币的发展有着非常积极的作用，同时，建议我国加强对人民币进行监督和管理，大力发展离岸经济。

关键词：人民币国际化；收益；成本；措施建议
Abstract
As China's economic boom and rising in the position in the international political and economic affairs, the internationalisation of the RMB issue is gradually ascend to a new historical height. The new economic phenomena become an important research topic in the field of economic and financial. This article from the perspective of the internationalisation of the RMB income and cost, based on the meaning and conditions of currency internationalization of currency internationalization, in-depth analyses the favorable conditions and constraints the internationalisation of the RMB, as well as the present situation of RMB internationalization in our country. Including cross-border RMB settlement business growing rapidly, the international financial yuan trading business is growing rapidly, the RMB by the rapid development of direct investment and securities investment, expanding the monetary authorities of RMB swap, global foreign exchange reserves increase in RMB.
This paper analysis the internationalisation of the RMB profits, including direct income, the internationalisation of the RMB income model, select the relevant data from 2001 to 2013, the internationalisation of the RMB COINS tax revenues and foreign reserve assets directly benefit analysis, such as financial investment and analysis of the indirect benefit of the internationalisation of the RMB, including promoting China's international influence, the formation of the moderate foreign exchange reserve scale, promote the development of China's international trade, promote the development of the financial sector, improving the financial system. RMB internationalization cost analysis. RMB internationalization costs include increasing the risk of the financial crisis, the currency substitution risk, economic fluctuation risk, capital on a large scale in and out of the risk, the triffin dilemma, increased the instability of money demand, increase the difficulty that the regulation of monetary policy. Finally, the paper puts forward measures to promote the internationalisation of the RMB and advice. Enhance the comprehensive economic strength; Control risks, and maintain stability of the currency; Perfecting the financial market; Promote the reform of exchange rate regime in exchange rate stabilization; Offshore economic development.